/* ============================================
   BAHODOPI GADAI — STYLES
   Tema: Modern profesional + sentuhan etnik
   ============================================ */

/* ---------- RESET & BASE ---------- */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    /* Brand colors */
    --color-red: #C8102E;
    --color-red-dark: #8B0A1F;
    --color-red-light: #E63B53;
    --color-black: #0F0F0F;
    --color-black-soft: #1E1E1E;
    --color-cream: #FAF6EE;
    --color-cream-warm: #F2EBDC;
    --color-gold: #C9A961;
    --color-text: #1A1A1A;
    --color-text-muted: #6B6B6B;
    --color-text-light: #999;
    --color-border: #E8E2D4;
    --color-bg: #FFFFFF;
    --color-bg-alt: #FBF8F1;

    /* Typography */
    --font-display: 'Fraunces', Georgia, serif;
    --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;

    /* Spacing */
    --radius-sm: 8px;
    --radius-md: 14px;
    --radius-lg: 22px;
    --radius-xl: 32px;

    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(15, 15, 15, 0.06);
    --shadow-md: 0 8px 24px rgba(15, 15, 15, 0.08);
    --shadow-lg: 0 20px 60px rgba(15, 15, 15, 0.12);
    --shadow-red: 0 12px 32px rgba(200, 16, 46, 0.25);

    /* Transitions */
    --t-fast: 200ms cubic-bezier(0.4, 0, 0.2, 1);
    --t-med: 380ms cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-body);
    color: var(--color-text);
    background: var(--color-bg);
    line-height: 1.6;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

img, svg {
    display: block;
    max-width: 100%;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- ETHNIC PATTERN STRIP (top decoration) ---------- */
.ethnic-strip {
    height: 6px;
    background: 
        repeating-linear-gradient(
            90deg,
            var(--color-red) 0,
            var(--color-red) 12px,
            var(--color-black) 12px,
            var(--color-black) 14px,
            var(--color-red) 14px,
            var(--color-red) 16px,
            var(--color-cream) 16px,
            var(--color-cream) 18px,
            var(--color-red) 18px,
            var(--color-red) 30px,
            var(--color-black) 30px,
            var(--color-black) 36px
        );
}

/* ---------- TYPOGRAPHY HELPERS ---------- */
.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-body);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--color-red);
    margin-bottom: 16px;
}

.eyebrow::before {
    content: '';
    width: 28px;
    height: 2px;
    background: var(--color-red);
}

.section-title {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: clamp(2rem, 4vw, 3rem);
    line-height: 1.1;
    letter-spacing: -0.02em;
    color: var(--color-black);
    margin-bottom: 16px;
}

.section-title em {
    font-style: italic;
    color: var(--color-red);
    font-weight: 700;
}

.section-sub {
    font-size: 1.05rem;
    color: var(--color-text-muted);
    max-width: 640px;
    line-height: 1.65;
}

.section-head {
    text-align: center;
    margin: 0 auto 64px;
    max-width: 720px;
}

.section-head .section-sub {
    margin: 0 auto;
}

/* ---------- BUTTONS ---------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 26px;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 15px;
    letter-spacing: -0.01em;
    border: none;
    border-radius: 100px;
    cursor: pointer;
    transition: all var(--t-fast);
    white-space: nowrap;
    text-decoration: none;
}

.btn i {
    font-size: 17px;
}

.btn-primary {
    background: var(--color-red);
    color: white;
    box-shadow: var(--shadow-red);
}

.btn-primary:hover {
    background: var(--color-red-dark);
    transform: translateY(-2px);
    box-shadow: 0 16px 40px rgba(200, 16, 46, 0.35);
}

.btn-ghost {
    background: transparent;
    color: var(--color-black);
    border: 2px solid var(--color-black);
}

.btn-ghost:hover {
    background: var(--color-black);
    color: var(--color-cream);
}

.btn-ghost-dark {
    background: transparent;
    color: var(--color-black);
    border: 2px solid var(--color-border);
}

.btn-ghost-dark:hover {
    border-color: var(--color-black);
    background: var(--color-black);
    color: white;
}

.btn-light {
    background: white;
    color: var(--color-red);
}

.btn-light:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

/* ---------- NAVIGATION ---------- */
.nav {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid transparent;
    transition: all var(--t-fast);
}

.nav.scrolled {
    background: rgba(255, 255, 255, 0.95);
    border-bottom-color: var(--color-border);
    box-shadow: var(--shadow-sm);
}

.nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 24px;
    gap: 24px;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.logo-mark {
    width: 72px;
    height: 72px;
    border-radius: 10px;
    overflow: hidden;
    flex-shrink: 0;
    object-fit: contain;
    background: transparent;
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.logo-name {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 20px;
    letter-spacing: -0.01em;
    color: var(--color-black);
}

.logo-name em {
    font-style: italic;
    color: var(--color-red);
}

.logo-tag {
    font-size: 10px;
    font-weight: 500;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--color-text-muted);
    margin-top: 2px;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    font-size: 14.5px;
    font-weight: 500;
    color: var(--color-text);
    position: relative;
    padding: 6px 0;
    transition: color var(--t-fast);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--color-red);
    transition: width var(--t-fast);
}

.nav-links a:hover {
    color: var(--color-red);
}

.nav-links a:hover::after {
    width: 100%;
}

.nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 22px;
    background: var(--color-black);
    color: white;
    border-radius: 100px;
    font-size: 14px;
    font-weight: 600;
    transition: all var(--t-fast);
}

.nav-cta:hover {
    background: var(--color-red);
    transform: translateY(-1px);
}

.nav-burger {
    display: none;
    width: 40px;
    height: 40px;
    background: transparent;
    border: 1px solid var(--color-border);
    border-radius: 10px;
    cursor: pointer;
    padding: 10px;
    flex-direction: column;
    justify-content: space-between;
}

.nav-burger span {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--color-black);
    transition: all var(--t-fast);
    border-radius: 2px;
}

.nav-burger.open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.nav-burger.open span:nth-child(2) {
    opacity: 0;
}

.nav-burger.open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ---------- HERO ---------- */
.hero {
    position: relative;
    padding: 80px 0 100px;
    overflow: hidden;
    background: linear-gradient(180deg, var(--color-cream) 0%, var(--color-bg) 80%);
}

.hero-bg-pattern {
    position: absolute;
    inset: 0;
    pointer-events: none;
    opacity: 0.4;
    background-image:
        radial-gradient(circle at 20% 20%, rgba(200, 16, 46, 0.08) 0%, transparent 40%),
        radial-gradient(circle at 80% 60%, rgba(15, 15, 15, 0.06) 0%, transparent 50%);
}

.hero-bg-pattern::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 100%;
    background-image:
        linear-gradient(45deg, transparent 48%, rgba(15, 15, 15, 0.03) 49%, rgba(15, 15, 15, 0.03) 51%, transparent 52%);
    background-size: 40px 40px;
}

.hero-inner {
    position: relative;
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-badges {
    display: flex;
    gap: 10px;
    margin-bottom: 24px;
    flex-wrap: wrap;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: white;
    border: 1px solid var(--color-border);
    border-radius: 100px;
    font-size: 12.5px;
    font-weight: 600;
    color: var(--color-black);
    box-shadow: var(--shadow-sm);
}

.badge i {
    color: var(--color-red);
    font-size: 13px;
}

.hero-title {
    font-family: var(--font-display);
    font-weight: 900;
    font-size: clamp(2.4rem, 5.5vw, 4.4rem);
    line-height: 1.02;
    letter-spacing: -0.035em;
    color: var(--color-black);
    margin-bottom: 24px;
}

.hero-title .accent {
    color: var(--color-red);
    font-style: italic;
    font-weight: 700;
}

.hero-sub {
    font-size: 1.1rem;
    color: var(--color-text-muted);
    line-height: 1.7;
    max-width: 540px;
    margin-bottom: 36px;
}

.hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.hero-stats {
    display: flex;
    align-items: center;
    gap: 24px;
    padding: 24px 28px;
    background: white;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    max-width: 560px;
}

.stat {
    flex: 1;
}

.stat-num {
    font-family: var(--font-display);
    font-weight: 900;
    font-size: 2rem;
    color: var(--color-black);
    line-height: 1;
    letter-spacing: -0.03em;
}

.stat-num span {
    font-size: 0.95rem;
    color: var(--color-red);
    font-weight: 600;
    margin-left: 4px;
}

.stat-label {
    font-size: 13px;
    color: var(--color-text-muted);
    font-weight: 500;
    margin-top: 6px;
}

.stat-divider {
    width: 1px;
    height: 40px;
    background: var(--color-border);
}

/* Hero Visual - Floating Cards */
.hero-visual {
    position: relative;
    height: 520px;
    perspective: 1000px;
}

.hero-orb {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 320px;
    height: 320px;
    border-radius: 50%;
    background: radial-gradient(circle at 30% 30%, var(--color-red), var(--color-red-dark));
    transform: translate(-50%, -50%);
    box-shadow: 0 40px 100px rgba(200, 16, 46, 0.4);
    z-index: 1;
}

.hero-orb::before {
    content: '';
    position: absolute;
    inset: -20px;
    border-radius: 50%;
    border: 2px dashed var(--color-red);
    opacity: 0.3;
    animation: spin 30s linear infinite;
}

.hero-orb::after {
    content: '';
    position: absolute;
    inset: -50px;
    border-radius: 50%;
    background: radial-gradient(circle at center, rgba(15, 15, 15, 0.08) 0%, transparent 70%);
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

.hero-card {
    position: absolute;
    background: white;
    padding: 18px 22px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 14px;
    z-index: 2;
    border: 1px solid var(--color-border);
    animation: float 6s ease-in-out infinite;
    min-width: 200px;
}

.hero-card-1 {
    top: 5%;
    left: -5%;
    animation-delay: 0s;
}

.hero-card-2 {
    top: 18%;
    right: -8%;
    animation-delay: 1.5s;
}

.hero-card-3 {
    bottom: 20%;
    left: -8%;
    animation-delay: 3s;
}

.hero-card-4 {
    bottom: 5%;
    right: -5%;
    animation-delay: 4.5s;
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-12px); }
}

.card-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--color-red), var(--color-red-dark));
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
    flex-shrink: 0;
}

.hero-card-2 .card-icon {
    background: linear-gradient(135deg, var(--color-black), var(--color-black-soft));
}

.hero-card-3 .card-icon {
    background: linear-gradient(135deg, var(--color-gold), #A8893F);
}

.hero-card-4 .card-icon {
    background: linear-gradient(135deg, var(--color-red), var(--color-black));
}

.card-text {
    display: flex;
    flex-direction: column;
    line-height: 1.25;
}

.card-text strong {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 15px;
    color: var(--color-black);
}

.card-text span {
    font-size: 12px;
    color: var(--color-text-muted);
    margin-top: 2px;
}

/* ---------- TRUST BAR ---------- */
.trust-bar {
    background: var(--color-black);
    padding: 24px 0;
    color: var(--color-cream);
}

.trust-inner {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-around;
    align-items: center;
    gap: 24px;
}

.trust-item {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    font-weight: 500;
}

.trust-item i {
    color: var(--color-red);
    font-size: 18px;
}

/* ---------- LAYANAN ---------- */
.layanan {
    padding: 110px 0;
    background: var(--color-bg);
    position: relative;
}

.layanan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px;
    margin-bottom: 32px;
}

.layanan-card {
    position: relative;
    background: white;
    padding: 36px 28px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    transition: all var(--t-med);
    overflow: hidden;
}

.layanan-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, var(--color-red), var(--color-red-dark));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--t-med);
}

.layanan-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-red);
}

.layanan-card:hover::before {
    transform: scaleX(1);
}

.layanan-icon {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--color-cream), var(--color-cream-warm));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-red);
    font-size: 26px;
    margin-bottom: 22px;
    transition: all var(--t-med);
}

.layanan-card:hover .layanan-icon {
    background: linear-gradient(135deg, var(--color-red), var(--color-red-dark));
    color: white;
    transform: rotate(-6deg) scale(1.05);
}

.layanan-card h3 {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.4rem;
    color: var(--color-black);
    margin-bottom: 10px;
    letter-spacing: -0.01em;
}

.layanan-card p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 18px;
}

.layanan-points {
    list-style: none;
}

.layanan-points li {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 6px 0;
    font-size: 0.9rem;
    color: var(--color-text);
}

.layanan-points i {
    color: var(--color-red);
    font-size: 12px;
    width: 16px;
    flex-shrink: 0;
}

.layanan-featured {
    background: linear-gradient(135deg, #FFF9F0, #FFF);
    border-color: var(--color-gold);
}

.layanan-featured .layanan-icon {
    background: linear-gradient(135deg, var(--color-gold), #A8893F);
    color: white;
}

.layanan-highlight {
    background: linear-gradient(160deg, var(--color-black) 0%, var(--color-black-soft) 100%);
    color: var(--color-cream);
    border-color: var(--color-black);
}

.layanan-highlight h3,
.layanan-highlight .layanan-points li {
    color: var(--color-cream);
}

.layanan-highlight p {
    color: rgba(250, 246, 238, 0.7);
}

.layanan-highlight .layanan-icon {
    background: linear-gradient(135deg, var(--color-red), var(--color-red-dark));
    color: white;
}

.layanan-highlight:hover {
    border-color: var(--color-red);
}

.layanan-highlight .layanan-points i {
    color: var(--color-red-light);
}

.layanan-ribbon {
    position: absolute;
    top: 18px;
    right: -36px;
    background: var(--color-red);
    color: white;
    padding: 6px 40px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    transform: rotate(35deg);
}

.layanan-note {
    text-align: center;
    color: var(--color-text-muted);
    font-size: 0.92rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 24px;
}

.layanan-note i {
    color: var(--color-red);
}

/* ---------- SIMULASI ---------- */
.simulasi {
    position: relative;
    padding: 110px 0;
    background: linear-gradient(160deg, var(--color-black) 0%, #1a1a1a 100%);
    color: var(--color-cream);
    overflow: hidden;
}

.simulasi-bg {
    position: absolute;
    inset: 0;
    pointer-events: none;
    opacity: 0.5;
    background-image:
        radial-gradient(circle at 15% 25%, rgba(200, 16, 46, 0.18) 0%, transparent 40%),
        radial-gradient(circle at 85% 75%, rgba(200, 16, 46, 0.12) 0%, transparent 45%);
}

.simulasi-bg::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        repeating-linear-gradient(45deg, transparent 0 60px, rgba(250, 246, 238, 0.015) 60px 62px);
}

.simulasi-grid {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1.05fr;
    gap: 60px;
    align-items: center;
}

.simulasi-intro {
    color: var(--color-cream);
}

.eyebrow-light {
    color: var(--color-red-light);
}

.eyebrow-light::before {
    background: var(--color-red-light);
}

.simulasi-title {
    color: var(--color-cream);
    margin-bottom: 20px;
}

.simulasi-title em {
    color: var(--color-red-light);
}

.simulasi-sub {
    color: rgba(250, 246, 238, 0.72);
    font-size: 1.05rem;
    line-height: 1.7;
    margin-bottom: 30px;
    max-width: 460px;
}

.simulasi-points {
    list-style: none;
    margin-bottom: 30px;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.simulasi-points li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.98rem;
    color: var(--color-cream);
}

.simulasi-points i {
    color: var(--color-red-light);
    font-size: 18px;
}

.simulasi-note-block {
    display: flex;
    gap: 12px;
    padding: 16px 18px;
    background: rgba(250, 246, 238, 0.05);
    border-left: 3px solid var(--color-red);
    border-radius: 8px;
    max-width: 460px;
}

.simulasi-note-block i {
    color: var(--color-red-light);
    font-size: 16px;
    margin-top: 3px;
    flex-shrink: 0;
}

.simulasi-note-block p {
    color: rgba(250, 246, 238, 0.7);
    font-size: 0.9rem;
    line-height: 1.55;
}

/* Calculator Card */
.simulasi-calc {
    background: var(--color-cream);
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.45), 0 0 0 1px rgba(250, 246, 238, 0.05);
    color: var(--color-text);
}

.calc-header {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 26px 32px;
    background: white;
    border-bottom: 1px solid var(--color-border);
}

.calc-header-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: linear-gradient(135deg, var(--color-red), var(--color-red-dark));
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    box-shadow: var(--shadow-red);
}

.calc-header h3 {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.25rem;
    color: var(--color-black);
    letter-spacing: -0.01em;
    line-height: 1.1;
    margin-bottom: 3px;
}

.calc-header p {
    font-size: 0.85rem;
    color: var(--color-text-muted);
}

.calc-body {
    padding: 32px;
}

.calc-label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--color-text-muted);
    margin-bottom: 10px;
}

.calc-input-wrap {
    position: relative;
    margin-bottom: 16px;
}

.calc-currency {
    position: absolute;
    left: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.4rem;
    color: var(--color-red);
    pointer-events: none;
}

.calc-input {
    width: 100%;
    padding: 18px 22px 18px 60px;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.6rem;
    letter-spacing: -0.01em;
    color: var(--color-black);
    background: white;
    border: 2px solid var(--color-border);
    border-radius: var(--radius-md);
    outline: none;
    transition: all var(--t-fast);
    box-sizing: border-box;
}

.calc-input::placeholder {
    color: #cbcbcb;
    font-weight: 600;
}

.calc-input:focus {
    border-color: var(--color-red);
    box-shadow: 0 0 0 4px rgba(200, 16, 46, 0.1);
}

.calc-input-error {
    border-color: var(--color-red) !important;
    animation: shake 0.4s;
}

@keyframes shake {
    0%, 100% { transform: translateX(0); }
    25% { transform: translateX(-6px); }
    75% { transform: translateX(6px); }
}

.calc-quick {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
    margin-bottom: 22px;
}

.quick-btn {
    padding: 10px 8px;
    background: white;
    border: 1px solid var(--color-border);
    border-radius: 100px;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.88rem;
    color: var(--color-black);
    cursor: pointer;
    transition: all var(--t-fast);
}

.quick-btn:hover {
    background: var(--color-black);
    color: var(--color-cream);
    border-color: var(--color-black);
    transform: translateY(-2px);
}

.calc-submit {
    width: 100%;
    padding: 16px;
    font-size: 16px;
    margin-bottom: 0;
}

.calc-result {
    margin-top: 26px;
    padding-top: 26px;
    border-top: 1px dashed var(--color-border);
    animation: slideIn 0.4s ease;
}

@keyframes slideIn {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: translateY(0); }
}

.calc-result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 11px 0;
    font-size: 0.95rem;
    color: var(--color-text);
}

.calc-result-row small {
    color: var(--color-text-light);
    font-weight: 500;
    margin-left: 4px;
}

.calc-result-row span:last-child {
    font-family: var(--font-display);
    font-weight: 600;
    color: var(--color-black);
    font-variant-numeric: tabular-nums;
}

.calc-pokok {
    padding-bottom: 16px;
    margin-bottom: 8px;
    border-bottom: 2px solid var(--color-black);
}

.calc-pokok span {
    font-weight: 700;
    font-size: 1rem;
}

.calc-pokok span:last-child {
    font-size: 1.15rem;
    color: var(--color-black);
}

.calc-result-section {
    padding: 8px 0;
}

.calc-section-title {
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-text-muted);
    margin-bottom: 8px;
}

.calc-total {
    margin-top: 6px;
    padding-top: 14px;
    border-top: 1px solid var(--color-border);
    font-weight: 700;
}

.calc-total span:last-child {
    color: var(--color-red);
    font-size: 1.05rem;
}

.calc-cair {
    margin-top: 20px;
    padding: 22px 24px;
    background: linear-gradient(135deg, var(--color-black) 0%, #1f1f1f 100%);
    border-radius: var(--radius-md);
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
    position: relative;
    overflow: hidden;
}

.calc-cair::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(200, 16, 46, 0.3), transparent 70%);
    pointer-events: none;
}

.calc-cair-label {
    position: relative;
    font-family: var(--font-body);
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: rgba(250, 246, 238, 0.7);
}

.calc-cair-amount {
    position: relative;
    font-family: var(--font-display);
    font-weight: 900;
    font-size: 1.7rem;
    letter-spacing: -0.02em;
    color: var(--color-cream);
    font-variant-numeric: tabular-nums;
}

.calc-cta {
    width: 100%;
    margin-top: 18px;
    background: white;
    color: var(--color-black);
    border-color: var(--color-border);
}

.calc-cta:hover {
    background: #25D366;
    border-color: #25D366;
    color: white;
}

/* ---------- PROSES ---------- */
.proses {
    padding: 110px 0;
    background: linear-gradient(180deg, var(--color-bg-alt) 0%, var(--color-bg) 100%);
    position: relative;
    overflow: hidden;
}

.proses::before {
    content: '';
    position: absolute;
    top: 0;
    right: -200px;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(200, 16, 46, 0.06), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.proses-timeline {
    display: grid;
    grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
    gap: 16px;
    align-items: start;
    max-width: 1100px;
    margin: 0 auto;
}

.proses-step {
    text-align: center;
    padding: 32px 24px;
    background: white;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    transition: all var(--t-med);
    position: relative;
}

.proses-step:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-red);
}

.step-num {
    font-family: var(--font-display);
    font-style: italic;
    font-weight: 900;
    font-size: 3.5rem;
    line-height: 1;
    background: linear-gradient(180deg, var(--color-red) 0%, transparent 95%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    opacity: 0.85;
    margin-bottom: -16px;
}

.step-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 16px;
    border-radius: 50%;
    background: var(--color-black);
    color: var(--color-cream);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    transition: all var(--t-med);
}

.proses-step:hover .step-icon {
    background: var(--color-red);
    transform: rotate(-8deg);
}

.proses-step h4 {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.2rem;
    color: var(--color-black);
    margin-bottom: 8px;
    letter-spacing: -0.01em;
}

.proses-step p {
    font-size: 0.92rem;
    color: var(--color-text-muted);
    line-height: 1.55;
}

.proses-connector {
    position: relative;
    height: 2px;
    align-self: center;
    margin-top: 60px;
    background-image: linear-gradient(90deg, var(--color-red) 50%, transparent 50%);
    background-size: 12px 2px;
    background-repeat: repeat-x;
    min-width: 30px;
}

.proses-connector::after {
    content: '';
    position: absolute;
    right: -4px;
    top: -4px;
    width: 10px;
    height: 10px;
    border-top: 2px solid var(--color-red);
    border-right: 2px solid var(--color-red);
    transform: rotate(45deg);
}

/* ---------- SYARAT ---------- */
.syarat {
    padding: 110px 0;
    background: var(--color-bg);
}

.syarat-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px;
}

.syarat-card {
    position: relative;
    background: white;
    padding: 32px 28px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    transition: all var(--t-fast);
}

.syarat-card:hover {
    border-color: var(--color-red);
    box-shadow: var(--shadow-md);
}

.syarat-head {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-bottom: 20px;
    margin-bottom: 20px;
    border-bottom: 2px solid var(--color-border);
}

.syarat-head i {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, var(--color-red), var(--color-red-dark));
    color: white;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.syarat-head h3 {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.3rem;
    color: var(--color-black);
    letter-spacing: -0.01em;
}

.syarat-card ul {
    list-style: none;
}

.syarat-card ul li {
    position: relative;
    padding-left: 26px;
    padding-bottom: 10px;
    color: var(--color-text);
    font-size: 0.95rem;
    line-height: 1.55;
}

.syarat-card ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 8px;
    width: 16px;
    height: 16px;
    background: var(--color-red);
    -webkit-mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z" fill="currentColor"/></svg>') no-repeat center / contain;
    mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z" fill="currentColor"/></svg>') no-repeat center / contain;
}

.syarat-card-special {
    background: linear-gradient(160deg, var(--color-black), var(--color-black-soft));
    color: var(--color-cream);
    border-color: var(--color-black);
}

.syarat-card-special:hover {
    border-color: var(--color-red);
}

.syarat-card-special .syarat-head {
    border-bottom-color: rgba(250, 246, 238, 0.15);
}

.syarat-card-special .syarat-head h3 {
    color: var(--color-cream);
}

.syarat-card-special ul li {
    color: var(--color-cream);
}

.syarat-card-special ul li::before {
    background: var(--color-red-light);
}

.syarat-ribbon {
    position: absolute;
    top: -10px;
    left: 20px;
    background: var(--color-red);
    color: white;
    padding: 6px 14px;
    border-radius: 100px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.syarat-note {
    margin-top: 20px;
    padding: 14px 16px;
    background: rgba(200, 16, 46, 0.15);
    border-left: 3px solid var(--color-red);
    border-radius: 8px;
    font-size: 0.85rem;
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--color-cream);
}

.syarat-note i {
    color: var(--color-red-light);
}

/* ---------- TESTIMONI ---------- */
.testimoni {
    padding: 110px 0;
    background: var(--color-bg-alt);
    position: relative;
}

.testimoni-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 24px;
}

.testi-card {
    background: white;
    padding: 32px 28px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
    transition: all var(--t-fast);
    position: relative;
}

.testi-card::before {
    content: '"';
    position: absolute;
    top: 18px;
    right: 28px;
    font-family: var(--font-display);
    font-size: 5rem;
    color: var(--color-red);
    opacity: 0.15;
    line-height: 1;
}

.testi-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.testi-stars {
    display: flex;
    gap: 4px;
    margin-bottom: 18px;
    color: var(--color-gold);
    font-size: 14px;
}

.testi-card blockquote {
    font-family: var(--font-display);
    font-size: 1.08rem;
    line-height: 1.55;
    color: var(--color-text);
    margin-bottom: 24px;
    font-weight: 500;
    letter-spacing: -0.01em;
}

.testi-person {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 18px;
    border-top: 1px solid var(--color-border);
}

.testi-avatar {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.testi-person strong {
    display: block;
    font-size: 0.95rem;
    color: var(--color-black);
    font-weight: 600;
}

.testi-person span {
    font-size: 0.82rem;
    color: var(--color-text-muted);
}

/* ---------- FAQ ---------- */
.faq {
    padding: 110px 0;
    background: var(--color-bg);
}

.faq-container {
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 60px;
    align-items: start;
}

.faq-head {
    position: sticky;
    top: 100px;
}

.faq-head .eyebrow,
.faq-head .section-title,
.faq-head .section-sub {
    text-align: left;
}

.faq-head .section-sub {
    margin: 0 0 24px;
}

.faq-cta {
    margin-top: 8px;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background: white;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: all var(--t-fast);
}

.faq-item[open] {
    border-color: var(--color-red);
    box-shadow: var(--shadow-sm);
}

.faq-item summary {
    list-style: none;
    cursor: pointer;
    padding: 20px 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    font-weight: 600;
    font-size: 1.02rem;
    color: var(--color-black);
    transition: color var(--t-fast);
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary:hover {
    color: var(--color-red);
}

.faq-item summary i {
    width: 28px;
    height: 28px;
    background: var(--color-cream);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-red);
    font-size: 12px;
    transition: all var(--t-fast);
    flex-shrink: 0;
}

.faq-item[open] summary i {
    transform: rotate(45deg);
    background: var(--color-red);
    color: white;
}

.faq-item p {
    padding: 0 24px 22px;
    color: var(--color-text-muted);
    line-height: 1.7;
    font-size: 0.96rem;
}

/* ---------- LOKASI ---------- */
.lokasi {
    padding: 110px 0;
    background: var(--color-bg-alt);
}

.lokasi-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 60px;
    align-items: stretch;
}

.lokasi-info .eyebrow,
.lokasi-info .section-title {
    text-align: left;
}

.lokasi-info .section-title {
    margin-bottom: 14px;
}

.lokasi-sub {
    color: var(--color-text-muted);
    margin-bottom: 36px;
    font-size: 1.02rem;
}

.lokasi-detail {
    display: flex;
    flex-direction: column;
    gap: 22px;
    margin-bottom: 36px;
}

.lokasi-item {
    display: flex;
    gap: 18px;
    align-items: flex-start;
}

.lokasi-icon {
    width: 48px;
    height: 48px;
    background: white;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-red);
    font-size: 18px;
    border: 1px solid var(--color-border);
    flex-shrink: 0;
}

.lokasi-item strong {
    display: block;
    font-size: 0.85rem;
    color: var(--color-text-muted);
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    margin-bottom: 4px;
}

.lokasi-item p {
    font-size: 1.02rem;
    color: var(--color-black);
    font-weight: 500;
    line-height: 1.5;
}

.lokasi-item a {
    color: var(--color-black);
    transition: color var(--t-fast);
}

.lokasi-item a:hover {
    color: var(--color-red);
}

.lokasi-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}

.lokasi-map {
    background: white;
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 1px solid var(--color-border);
    min-height: 480px;
    box-shadow: var(--shadow-md);
}

.lokasi-map iframe {
    width: 100%;
    height: 100%;
    min-height: 480px;
    display: block;
}

/* ---------- CTA SECTION ---------- */
.cta-section {
    padding: 80px 0;
    background: var(--color-bg);
}

.cta-box {
    position: relative;
    background: linear-gradient(135deg, var(--color-red) 0%, var(--color-red-dark) 100%);
    border-radius: var(--radius-xl);
    padding: 60px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    color: white;
    overflow: hidden;
    box-shadow: var(--shadow-red);
}

.cta-pattern {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background-image:
        radial-gradient(circle at 80% 20%, rgba(255, 255, 255, 0.1), transparent 50%),
        radial-gradient(circle at 20% 80%, rgba(15, 15, 15, 0.15), transparent 50%);
}

.cta-pattern::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(135deg, transparent 49%, rgba(255, 255, 255, 0.04) 50%, transparent 51%);
    background-size: 30px 30px;
}

.cta-content {
    position: relative;
    z-index: 2;
    flex: 1;
}

.cta-content h2 {
    font-family: var(--font-display);
    font-weight: 800;
    font-size: clamp(1.6rem, 3vw, 2.4rem);
    line-height: 1.15;
    margin-bottom: 10px;
    letter-spacing: -0.02em;
}

.cta-content p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.05rem;
    max-width: 540px;
}

.cta-box .btn {
    position: relative;
    z-index: 2;
    padding: 16px 32px;
    font-size: 16px;
    flex-shrink: 0;
}

/* ---------- FOOTER ---------- */
.footer {
    background: var(--color-black);
    color: var(--color-cream);
    padding: 70px 0 0;
}

.footer-inner {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
    gap: 50px;
    padding-bottom: 50px;
}

.footer-brand .nav-logo {
    margin-bottom: 18px;
}

.footer-brand .logo-name {
    color: var(--color-cream);
}

.footer-brand .logo-tag {
    color: rgba(250, 246, 238, 0.5);
}

.footer-desc {
    color: rgba(250, 246, 238, 0.65);
    font-size: 0.95rem;
    line-height: 1.65;
    margin-bottom: 18px;
    max-width: 320px;
}

.footer-badges {
    display: flex;
    gap: 10px;
}

.footer-badges .badge {
    background: rgba(250, 246, 238, 0.08);
    border-color: rgba(250, 246, 238, 0.15);
    color: var(--color-cream);
}

.footer-col h4 {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 18px;
    color: var(--color-cream);
}

.footer-col ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-col ul a {
    color: rgba(250, 246, 238, 0.65);
    font-size: 0.93rem;
    transition: color var(--t-fast);
}

.footer-col ul a:hover {
    color: var(--color-red-light);
}

.footer-contact li {
    color: rgba(250, 246, 238, 0.65);
    font-size: 0.93rem;
    line-height: 1.5;
    display: flex;
    gap: 10px;
    align-items: flex-start;
}

.footer-contact li i {
    color: var(--color-red);
    width: 16px;
    margin-top: 3px;
    flex-shrink: 0;
}

.footer-socials {
    display: flex;
    gap: 10px;
    margin-top: 18px;
}

.footer-socials a {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(250, 246, 238, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-cream);
    transition: all var(--t-fast);
    font-size: 14px;
}

.footer-socials a:hover {
    background: var(--color-red);
    transform: translateY(-3px);
}

.footer-bottom {
    border-top: 1px solid rgba(250, 246, 238, 0.1);
    padding: 24px 0;
}

.footer-bottom-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    color: rgba(250, 246, 238, 0.5);
    font-size: 0.85rem;
}

.footer-motto {
    font-style: italic;
    color: rgba(250, 246, 238, 0.7);
}

/* ---------- FLOATING WHATSAPP ---------- */
.float-wa {
    position: fixed;
    bottom: 24px;
    right: 24px;
    width: 60px;
    height: 60px;
    background: #25D366;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
    z-index: 50;
    transition: transform var(--t-fast);
}

.float-wa:hover {
    transform: scale(1.1);
}

.float-wa-pulse {
    position: absolute;
    inset: 0;
    border-radius: 50%;
    background: #25D366;
    z-index: -1;
    animation: pulse 2s ease-out infinite;
}

@keyframes pulse {
    0% { transform: scale(1); opacity: 0.7; }
    100% { transform: scale(1.5); opacity: 0; }
}

/* ---------- REVEAL ANIMATIONS ---------- */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 700ms cubic-bezier(0.16, 1, 0.3, 1), transform 700ms cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.revealed {
    opacity: 1;
    transform: translateY(0);
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
    .nav-links {
        position: fixed;
        top: 80px;
        left: 0;
        right: 0;
        background: white;
        flex-direction: column;
        gap: 0;
        padding: 20px 24px;
        border-top: 1px solid var(--color-border);
        box-shadow: var(--shadow-md);
        max-height: 0;
        overflow: hidden;
        transition: max-height var(--t-med);
    }

    .nav-links.open {
        max-height: 400px;
    }

    .nav-links a {
        padding: 14px 0;
        border-bottom: 1px solid var(--color-border);
        width: 100%;
    }

    .nav-links a:last-child {
        border-bottom: none;
    }

    .nav-burger {
        display: flex;
    }

    .nav-cta {
        display: none;
    }

    .hero-inner {
        grid-template-columns: 1fr;
        gap: 80px;
    }

    .hero-visual {
        height: 460px;
        max-width: 480px;
        margin: 0 auto;
    }

    .proses-timeline {
        grid-template-columns: 1fr 1fr;
        gap: 20px;
    }

    .proses-connector {
        display: none;
    }

    .faq-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .faq-head {
        position: static;
    }

    .simulasi-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .simulasi-sub,
    .simulasi-note-block {
        max-width: 100%;
    }

    .lokasi-grid {
        grid-template-columns: 1fr;
    }

    .lokasi-map {
        min-height: 360px;
    }

    .lokasi-map iframe {
        min-height: 360px;
    }

    .footer-inner {
        grid-template-columns: 1fr 1fr;
        gap: 40px;
    }
}

@media (max-width: 640px) {
    .hero {
        padding: 50px 0 70px;
    }

    .hero-stats {
        flex-wrap: wrap;
        padding: 18px 20px;
    }

    .stat {
        flex: 1 1 30%;
    }

    .stat-divider {
        display: none;
    }

    .layanan,
    .proses,
    .syarat,
    .testimoni,
    .faq,
    .lokasi,
    .simulasi {
        padding: 70px 0;
    }

    .section-head {
        margin-bottom: 40px;
    }

    .proses-timeline {
        grid-template-columns: 1fr;
    }

    .cta-box {
        padding: 36px 28px;
        flex-direction: column;
        text-align: center;
    }

    .cta-content p {
        margin: 0 auto;
    }

    .footer-inner {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .footer-bottom-inner {
        flex-direction: column;
        text-align: center;
    }

    .hero-card {
        min-width: 170px;
        padding: 14px 16px;
    }

    .card-text strong {
        font-size: 14px;
    }

    .card-text span {
        font-size: 11px;
    }

    .card-icon {
        width: 38px;
        height: 38px;
        font-size: 15px;
    }

    .hero-orb {
        width: 220px;
        height: 220px;
    }

    .float-wa {
        width: 54px;
        height: 54px;
        font-size: 24px;
        bottom: 16px;
        right: 16px;
    }

    .logo-tag {
        display: none;
    }

    .container {
        padding: 0 20px;
    }

    .calc-body {
        padding: 24px 20px;
    }

    .calc-header {
        padding: 22px 24px;
    }

    .calc-input {
        font-size: 1.3rem;
        padding: 16px 18px 16px 54px;
    }

    .calc-currency {
        font-size: 1.2rem;
        left: 18px;
    }

    .calc-cair-amount {
        font-size: 1.4rem;
    }

    .calc-quick {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* Reduce motion preference */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* Internal link on service cards (SEO landing pages) */
.layanan-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-top: 18px;
    font-weight: 600;
    font-size: 0.92rem;
    color: var(--color-red);
    text-decoration: none;
    transition: gap var(--t-fast), color var(--t-fast);
}
.layanan-link:hover {
    color: var(--color-red-dark);
    gap: 12px;
}
.layanan-link i {
    font-size: 0.82rem;
    transition: transform var(--t-fast);
}